Employees' Compensation Insurance lets you fulfill the legal liability of being an employer

Under the Employees' Compensation Ordinance of the Laws of Hong Kong Special Administrative Region, it is compulsory for all employers to affect a valid Employees' Compensation Insurance so as to ensure that their employees can obtain compensation in the event of bodily injury or death arising out of and in the course of the employment. Employees' Compensation Insurance will give you a peace of mind and provide you with the protection required under the Ordinance for you and your employees.

Features

• Comprehensive coverage, including compensation of the benefits according to the Ordinance such as medical expenses, loss of wages, permanent disablement and death benefit etc.
• In addition, if the employee is injured as a result of the employer's negligence, it will indemnify the employer against his or her common law liability up to the statutory limit required under the Ordinance. The maximum limit can be up to HK$200,000,000.

Premium

Based on the type of business, job nature of the employees and the total annual earnings of the employees.

Governing Law of Policy: Hong Kong Special Administrative Law

For enquiries, please contact or visit our branch/sub-branches or commercial banking centres.

1. The above information is supplied by China BOCOM Insurance Co., Ltd. and is for reference only. Please refer to the full wording of the policy provisions published by China BOCOM Insurance Co., Ltd. for detailed terms & conditions and exclusions.
2. The insurance plan is underwritten by China BOCOM Insurance Co., Ltd. which is authorized by the Hong Kong Office of the Commissioner of Insurance to provide general insurance business. Bank of Communications Co., Ltd. Hong Kong Branch is an appointed insurance agent of China BOCOM Insurance Co., Ltd.

Important Notice:
The insurance plan is a product of China BOCOM Insurance Co., Ltd. but not Bank of Communications Co., Ltd. Hong Kong Branch (the “Bank”). In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly China BOCOM Insurance Co., Ltd. and the customer.