Bo Bo Savings Account

By opening a Bo Bo Savings Account today, help your children develop the savings habit and learn the correct concept of wealth management from young ages:

• Give your children with a delicately designed Bo Bo Savings Account Passbook of their own.
• You and your children can update account transactions with the Passbook anytime at any of our outlets. Witness your savings instantly, this will certainly spice the savings habit up.

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A Penny Saved is a Penny Earned - Club Deposit Plan

A good foundation is your key to a prosperous future. Our club deposit service can help you and your children build the habit of saving together. A small amount saved everyday allows you to realize grand dreams in the future.

• Make your regular deposit installments in person or by autopay, and we will credit the entire sum of principal plus interest into your Bo Bo Savings Account at maturity. It is just that simple and convenient.
• The club deposit's interest rate is fixed throughout the deposit period, giving you a peace of mind.
• Different tenure options are offered to suit you and your family's financial plans. 

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Love and Care with Heart and Soul - Juvenile Insurance Plan

We arrange the comprehensive insurance planning for your children, from life insurance, accident insurance to education funds, to ensure your children will have the resources to realize their full potential and plan for their future. For details, please refer to the product leaflet or factsheet of the relevant insurance products or contact our Bank's staff.

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Many a Little, Make a Mickle - Investment Saving Programs

Lay a solid foundation for your children, and get them ready for prosperous future development. As a partner in pursuing goals for you and your children, we bring you a range of diversified wealth management services, including "Regular Investment Plan" and "Monthly Stocks Investment Plan". By contributing a fixed amount every month, you will witness small increments coming into abundance. Apart from saving, you will grasp opportunities for better wealth growth, allow you to comfortably prepare for your children's future.

Regular Investment Plan
We provide a large range of selected funds from reputable fund houses to suit you and your children's investment needs.

• Can choose from a list of funds and make as low as HKD1,000 monthly contribution.
• In the long run, it reduces the impact of market fluctuation which may help you to attain your financial objectives with ease. 

Monthly Stocks Investment Plan
We provide various monthly stocks investment plans from a number of well-known listed companies. You can accumulate your favorite stocks through regular installments in small amounts for long-term investment and create a glorious future for your children.

• Purchase stocks with a fixed amount every month, so that you can choose to invest in a range of large listed companies with a small amount. Your minimum investment is as low as HK$1,000 per month.
• Utilize the concept of "dollar-cost-averaging" to eliminate worries from short-term market fluctuations, while grasp the investment opportunities in the long run.

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Apply now! Get well prepared for your children's future with a range of wealth management services.

Simply bring along the original copy of your children's identity proof(s) and apply at any outlet of the Bank.

For enquiries, please visit any of our outlets or call our customer services hotline.

Investment Risk Disclosure Statement:
The above information is for reference only and is neither a recommendation, an offer, nor a solicitation for any investment product or service. Investment involves risks. Investors should note that all investment involves risks. Prices of investment products may go up as well as down and may even become valueless. Past performance is not an indication of future performance. Investors should read carefully the offering documents and the relevant Risk Disclosure Statement before making any investment decision. You should carefully consider whether any investment product or service mentioned herein is appropriate for you in view of your personal circumstances and should seek independent professional advice if necessary. The investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. The products are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong.

Insurance Risk Disclosure Statement:
The Bank acts as the appointed insurance agency to distribute the insurance products. The insurance product is a product of the corresponding underwriting insurance company, but not the Bank. All benefits payable under the policy of the insurance product are subject to the credit risk of the insurance company and are not protected by the Deposit Protection Scheme in Hong Kong. The promotion, selling and / or application procedures of any insurance products distributed by the Bank must be conducted in Hong Kong. The above information related to insurance services should not be construed as an offer to sell, a solicitation to buy or the provision of any insurance products outside Hong Kong. It also should not be construed as a recommendation or an offer for any insurance products. For the details of insurance coverage, key risks and exclusions of the insurance products, you should refer to the relevant product leaflet and policy provision issued by the insurance company. You should not purchase any insurance products solely on the basis of the above information. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.

Investment Funds Risk Disclosure Statement:
The Bank distributes the fund product for the fund houses and the fund product is a product of the fund houses but not that of the Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer. This is an investment product and some Investment Fund may involve derivatives or invest in emerging markets. Investment product is not equivalent to, nor should it be treated as a substitute for, time deposit. Investment involves risks. Prices of investment products fluctuate, sometimes dramatically, may go up as well as down and may even become valueless. The investment decision is yours but you should not invest in the "Investment Fund" unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investors should read the relevant fund's offering documents in detail, including the full text of the risk factors stated therein, before making any investment decision.